Abstract:
The study concludes the outcome of an ex-post evaluation study of the SHGs
promoted by Gramudyog Hastakala Kendra & Priyadarshini Indira Mahila
Block Society, NGO’s working for the promotion of SHGs in Jammu & Kathua
District of Jammu region, India. A sample of 20 SHGs consisting of 282 members have been taken to study the various aspects of the SHGs viz. educational
profile, economic status and occupational pattern etc. pre and post SHG formation.
It is found that most of the members of SHGs are economically weak. The overall
findings of the study suggest that SHG – Bank Linkage Programme has
considerable positive impact on the social conditions. It has also empowered women
members substantially and has contributed to increased self-confidence and positive behavioral changes in the post-SHG period as compared to the pre-SHG period.