Risk assessment in the banking system is a practice that helps banks to manage different types of risks they face in the course of their reorganization. While risks adversely affect a bank’s business and devel-opment, within the practice of risk management banks identify the emerging risks, measure and assess them. All these risk management functions are vital to eliminate adverse effects of risks on banking capital and financial outcomes of banks’ operations and can help managers to decide which kind of banking reorganization instruments to choose in order to restore the financial stability of the bank.